
Daryl, Cherhill, Alberta, Canada*
Cynthia, Harlingen, Texas*
Robert, Nashville, Tennessee
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Daryl, Cherhill, Alberta, Canada*
Cynthia, Harlingen, Texas*
Robert, Nashville, Tennessee
I must cautiously rebuke you for encouraging your followers to put themselves into deeper financial debt in order to deliver you from your own financial struggles.
You should NOT be encouraging anyone – especially millennials! – to use their credit cards unless they have the good sense and self-discipline to pay them completely off to a zero-balance each billing cycle.
We are all called upon to be good stewards of the resources and monies God gives us and we are all asked to obediently give according to our abilities and abundance in whatever way He Himself leads.
But, to ask people to dig their debt hole even larger – no matter how noble the cause – seems irresponsible, self-serving, uncaring, and even manipulative of those with big hearts and small savings.
We are to forgive our debtors but we are warned not to be indebted to anyone, especially those who (legally and illegally) engage in the practice of usury, i.e.: credit card companies.
So do not confuse a line of credit with free gifting or lending. If one has to borrow in order to give then one is being a poor steward of that which God has already given them.
As we enter a new year it’s a good time to evaluate our spending and giving practices .
Shalom…
I think the point is not to go into debt but to use the credit or debit card as a convenient method of making a contribution. I don’t think anyone suggested borrowing money just using the credit (or debit) card as a tool for making a contribution.
But how many people who are already in debt quickly reach specifically for a credit card for the sake of convenience – even when they know they don’t have the actual money to cover their purchases or donations? (And then pay only the minimum amount required each month rather than pay off their debt in full?) Isn’t that how the majority of us got ourselves into debt in the first place? Is this part of the reason why the Catch is struggling financially?
In the realm of contributable giving we may mistakenly assume that credit + convenience = charity with blessings.
And when a leader – spiritual or otherwise – authorizes such a practice as using credit cards, it then justifies the action in our hearts even though our heads and wallets know better.
Need, greed, or desire mingled with impatience and an opportunity for instant gratification are the devilish bait on a gleaming fishing hook waiting to snag us to our financial doom.
That’s exactly how marketers, spin-doctors, spammers and televangelists work:
knowing and exploiting the dreams and weaknesses of their target audiences in order to lure them toward purchasing their commercial products, political agendas, other nonsense, or “holy” causes.
Now, I have no Issues with debit cards since the money is usually already there in your bank account. Even money orders, personal checks, and Western Union are superior options to using credit cards. Even cash, if it can be sent securely.
But even then wisdom, restraint, and conviction by way of the Holy Counselor should always be preeminent.
When it comes to money matters, everyone should revisit the books of Proverbs and also re-learn from the tragic stories of King Saul, Ananias and Sapphira, and other biblical examples of how not to squander that which God has given us.
Be loving, wise, giving, and forgiving – be awake and aware.
“Listen to advice and accept discipline,
and at the end you will be counted among the wise.” — Proverbs 19:20
Shalom…
An addendum:
If one has an abundant overflow of blessings then one should joyfully share those blessings.
However, contributing to the cause of Christ shouldn’t necessarily be a “convenience” but rather a willingness to sacrifice; to give what you have and treasure; to give your all if necessary; to risk pain or discomfort now for the fuller secure future – not to “borrow” against an empty and vague uncertain future.
I’m thinking of Abraham and Isaac.
I’m thinking of David’s men risking their lives for a cup of water.
I’m thinking of David’s quote in 2 Samuel; ” I don’t want to offer to the Lord my God burnt offerings that have cost me nothing.”
I’m thinking of the widow and her two mites.
I’m thinking of Barnabas who sold his field.
I’m thinking of Jesus, our ultimate Sacrifice.
A ministry that professes a faith in God that requests its followers to flirt with creditors and financial misery is not much of a faith-based ministry.
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